Learn the Secrets to Home Financing

Your dream home is within reach

Grab our guidebook and join the live Q&A’s and all powerful resources to help you buy smart, build equity, and secure your financial future.

Learn the Secrets to Home Financing

Your dream home is within reach

Grab our guidebook and join the live master class, two powerful resources to help you buy smart, build equity, and secure your financial future.

Home-Affordability Calculator

Mortgage Calculator

🏠 Home Price

💵 Down Payment ($)

📊 Down Payment (%)

📈 Interest Rate: 6.500%

⏳ Loan Term

🏢 HOA (monthly)

🧾 Property Tax (% yearly)

🛡️ Home Insurance (yearly $)

📌 PMI Rate (% yearly)

➕ Extra Monthly Principal

Results

Estimated Total Monthly Payment

Loan Amount

Monthly Payment Breakdown

Principal & Interest$0

Property Tax$0

Home Insurance$0

PMI$0

HOA$0

Extra Principal$0

Loan Summary

Home Price$0

Down Payment$0

Down Payment %0%

Total Interest Paid$0

Total Cost of Loan$0

Estimated Payoff Time0 years

Our Services

Read The Homeowner’s Code

Dive into our expert-authored guide to learn every step from budgeting to closing, so you buy with confidence.

Savings & Down-Payment Planner

Map out exactly how much you need to save each month to reach your target

1-on-1 Financing Consult

Sit down with a Harp & Lew advisor to personalize your financing plan, clear your credit questions, and set milestones.

Financial Readiness Check

Use our quick quiz and interactive calculator to gauge your buying power and see what you can afford.

Q&A Sessions

Attend our monthly deep-dives—cover credit repair, down-payment strategies, and equity-building tactics.

Resource Library

Download checklists, cheat-sheets, and video tutorials to keep you on track between sessions.

Unlock Your Path to Homeownership

Written by industry experts LaTonya Harper & Stacey McGowan Lewis, The Homeowner’s Code gives you practical advice, financial checklists, and insider tips designed to simplify the mortgage process and help you build lasting wealth through homeownership

Meet The Heart Behind Harp & Lew

We love them

What our clients have to say

"I never knew if becoming a homeowner was truly possible for me, but thanks to these incredible women, my dream came true! Their book is amazing, and their knowledge is such an eye-opener. I feel empowered, informed, and finally confident about my journey to homeownership."

As a veteran, I’m so happy I found Harp & Lew to guide me through buying my first home with my VA loan. Their support, knowledge, and guidance made the entire process feel smooth and reassuring.

As a first-time homebuyer working as a nurse, I needed a team I could trust, and Harp & Lew exceeded my expectations. They made everything feel organized, approachable, and much less stressful.